Start with your life
Estate planning begins with people, property, responsibilities, and wishes—not forms. Henrik learns what you want to protect, who should benefit, and who should be able to act if circumstances change.
What may belong in the trust
A home or other real estate and certain non-retirement bank or brokerage accounts are common examples of property that may be titled in a living trust. Business interests and other assets may also require coordinated planning.
Not everything goes into the trust
Retirement accounts such as IRAs and 401(k)s generally stay in the owner’s name and pass through beneficiary designations. Life-insurance policies also commonly use named beneficiaries rather than trust ownership. The right treatment depends on the asset and the plan.
Funding matters
Signing the document is not always the end of the work. Titles, deeds, account ownership, and beneficiary designations must be reviewed so the pieces work together as intended.
A trust works best when the document, the assets, and the family plan all point in the same direction.
Life changes
Marriage, divorce, births, deaths, relocation, property changes, and evolving goals may justify a review. A plan should reflect the life it is meant to serve.
Discuss the details
These examples are not an exhaustive list. Contact the office to discuss which assets should—or should not—be connected to your trust and how the rest of the estate plan should coordinate with them.