Begin with the whole picture
Income, debts, assets, recent transfers, pending lawsuits, and household obligations all belong in the first review. Henrik Mosesi works through those facts directly with you to determine whether Chapter 7 is available and whether it fits your goals.
Nearly 30 years of fresh starts
Some lawyers advertise how many millions they have recovered. Bankruptcy measures success differently. Over nearly three decades, Henrik has helped clients seek the discharge of millions of dollars in eligible debt—replacing collection pressure with room to rebuild.
The old song says “Mo Money Mo Problems.” Our bankruptcy chorus: less debt, less dread—more money ahead.
Chapter 7 for people and businesses
Chapter 7 may help qualifying individuals address dischargeable consumer debt. It may also provide an orderly liquidation path for a business that needs to close. Eligibility, exemptions, secured obligations, tax issues, and the treatment of each debt depend on the facts.
Bring to the meeting
Recent income records, tax returns, bank statements, a list of debts, collection notices, and information about property. The attorney may request additional records after reviewing your situation.
Before filing
Timing and accuracy matter. Transfers, unusual payments, new debt, pending lawsuits, and major financial decisions should be discussed with counsel before action is taken.
One attorney through the case
Henrik explains the required disclosures, trustee meeting, deadlines, and questions that may arise. The person you hire remains responsible for guiding the matter rather than handing it to someone you have never met.
No one-size answer
Bankruptcy is a legal tool, not a promise that every obligation will disappear. A consultation can identify what may be dischargeable, what may survive, and whether another path better serves your circumstances.